C.A.R.E. (Credit Abuse Resistance Education)
An educational program that is sweeping across the country! The U.S. Bankruptcy Court in Denver has rolled out a program to teach high school kids how to use credit wisely–to avoid landing in bankruptcy court. The presenters are available to go out to the schools, or the schools can have the program presented in a live courtroom setting. A very worthwhile program.
U.S. Bankruptcy Chief Judge Sidney Brooks has taken the lead in Colorado to promote the Credit Abuse Resistance Education (“C.A.R.E.”) program. C.A.R.E. was developed by U.S. Bankruptcy Chief Judge John Ninfo in Rochester, New York and it is sweeping the country in an effort to slow down the alarming 96% increase in bankruptcy filings for young people under the age of twenty-five.
Teen spending is on the rise, nearing the $200 billion mark. The relevant message of the C.A.R.E. program is to educate high school students to be financially responsible to reduce the likelihood that they suffer future financial difficulty.
The program is geared toward seniors and is appropriate for any life skills, economics, or financial-related classes. The fast-paced presentation can be completed in one class period and includes video, PowerPoint, handouts, and time for discussion. For an extra special treat, schools are welcome to make pre-arranged plans to have the program presented in a live courtroom setting at the U.S. Bankruptcy Court in downtown Denver. To schedule an event at either the school or the courthouse, please contact the court liaison, Donna Riegner, at donna_riegner@cob.uscourts.gov or 303.844.0642.